Recent presentations:

• "Evaluating the Impact of Increasing Longevity for Funding Continuing Care Contracts," FAHA 2005
• "122 Tax Court Ruling Number 8—Demystifying Methods to Determine Prepaid Medical Deductible Amounts for CCRC Residents," Session 37-D, AAHSA 2004
• "Financial Ratios—The Basics and Beyond," Session 33-B, AAHSA 2004
• "Financial Success or Solvency: How Do You Measure It and What Should You Set as Benchmarks?" Ziegler 7th Senior Living Strategy + Finance Conference, 2004
• "Using Actuarial Science to Avoid Planning Failures," AAHSA Conference on Organizational Excellence, 2004
• "FSO—Fact or Fiction," PICPA Healthcare Conference, 2004
• "Actuarial Reports: What Can They Tell You? What Should You Learn?" Ziegler National Senior Living CFO Workshop, 2004
• "Estimating and Managing Benevolence Assistance Liabilities: An Often Hidden Risk for Retirement Communities," Session 46-F, AAHSA 2003
• "Managing Financial Resources with Changing Consumer Expectations," Session 40-D, AAHSA 2003
• "Benevolence Assistance Liabilities: A Hidden Risk for CCRC Operators," PICPA Healthcare Conference, 2003
• "Future Service Obligation (FSO): Fact or Fiction?" Ziegler National Senior Living CFO Workshop, 2003
• "CCRCs: Financial Challenges and Strategies (Risk Management of Financial Aid)," Session 51H, AAHSA 2002
• "Key Financial Statistics for CCRCs and Projecting Apartment Turnover," PICPA Healthcare Conference, 2002
• "Advanced Ratios: Using Ratios to Measure Internal Operations Performance," Session 29D, AAHSA 2001
• "Evaluating CCRC Solvency," FORCE Financial's 18th Annual Financial Institutions Conference, 2001
• "Capital Repair and Replacement and Integrated Strategic Planning," Session 117E, AAHSA 2000
• "Healthcare that Works," Session 76A, AAHSA 2000
• "Advanced Actuarial Issues for CCRCs: Actuarial Appraisals, Open-Group Valuations, and Future Research," FORCE Financial's 17th Annual Financial Institutions Conference, 2000
• "Actuarial Science and the CCRC: A Useful Framework for Making Decisions," Life Services Network of Illinois Annual Meeting, 2000
• "Entrance Fee Refunds--—Attractive in the Market, Difficult to Manage," B.C. Ziegler and Company 2nd Annual Senior Living Finance Conference, 1999
• "New Millennium Survival Tool—Actuarial Science?" Florida Association of Homes for the Aging Annual Convention, 1999
• "The Future of Stand-alone CCRCs," 3rd Annual FORCE Directors and Officers Leadership Conference, 1999
• "Competing or Complimentary Financial Standards," Session 15A, AAHSA 1998
  

Published articles from trade journals:

• "Learning about CCRC Solvency," D&O Forum, Fall 2001
• "Insurable Risks for Continuing Care Contracts: Refund Longevity Risks," D&O Forum, Spring 2001
• "What's the Perfect Continuing Care Contract for your Organization?" D&O Forum, Summer 2000
• "What Financial Information Do You Need for Prudent Decision-making?" D&O Forum, Winter 1998-99
• "Are CCRC Fees Qualified Medical Expenses?" D&O Forum, Fall 1998
• "CCRC Financial Aid Risks," D&O Forum, Summer 1998
• "Actuarial Data Requirements for CCRCs," Chapter 8, The Continuing Care Retirement Communities 1998 Profile, AAHSA
• "Flexible Pricing for CCRCs," Contemporary Long Term Care, October 1997
• "CCRC Resident Demographics and Health Care Utilization: An Analysis," D&O Forum, Winter 1997
• "Flexible Pricing Can Make Your CCRC More Marketable: A Response to LTC Insurance," D&O Forum, Summer 1997
• "Flexible Pricing Can Make Your CCRC More Marketable: Monthly Fee/Entrance Fee Exchange," D&O Forum, Fall 1996
• "Flexible Pricing Can Make Your CCRC More Marketable: Alternative Health Care Provisions," D&O Forum, Summer 1996

Proprietary research articles:

• "Analysis of CCRC Residents: Demographics and Utilization," 1999